Business credit scores play a crucial role in your company's financial health, operating similarly to personal credit scores. However, it's tied to your business identity and tax information rather than your personal details.
Unlike personal credit scores, business credit must be established proactively, as it is not automatically assigned by reporting bureaus. Unfortunately, many business owners lack a reporting score simply because they don't know how to develop a credible rating.
Did you know that over 95% of business owners rely on their personal credit to fund their businesses? This could be a key reason why more than 50% of small businesses fail within their first three years.
In summary: avoid using personal credit to leverage your business. Start building a strong business credit profile to secure investment capital and trade credit, vital for the future and security of any small business owner.
At Laughlin Associates, we specialize in guiding business owners to separate their personal credit from their business credit. We understand that securing financing is a common challenge, and we're here to help unlock your business's full potential by developing a specific strategy and unique blueprint to secure the funding you need.
Our mission involves preparing your business for lending, establishing and building business credit, and connecting you with lenders eager to work with you both now and in the future.
You need an expert in permanent business financing solutions that is not a lender or a broker. At Laughlin Associates, we specialize in Business Entity Credit and Capital Solutions, minimizing the use of your personal credit resources.
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Real results from business owners just like you:
More funding options than I ever imagined were unlocked with the Business Finance Suite.
— Cheryl Reisner, a former bank lender from Shreveport, Louisiana.
Now, as a Miami-based business owner, I can establish a business credit profile and apply for funding without using my Social Security number.
— Louis.
With my business set up correctly, trade lines and revolving credit established, I'm now on track to receive funding within a month.
— Edward from El Paso, Texas.
Utilizing the Business Credit and Funding Suite, I secured $50,000 in funding for my business within 3 to 4 months.
— Brian.
Get access to thousands in unsecured business credit lines:
Credit Line Hybrid: Access up to $150,000 no doc financing with 0% intro APR.
Alternative Lending: Find lenders based on the strengths of your business to secure funding.
SBA Loans: Access the best funding for a growing business.
Equipment Financing: Business loans to purchase almost all types of equipment.
Revenue Financing: Use cash flow or a merchant account to secure funding.
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